Wills and Powers of Attorney, let’s talk about it

Planning for the future isn’t always something people want to think about, but it’s one of the most meaningful steps you can take to protect yourself and the people you care about. In Ontario, creating a Will and Powers of Attorney ensures your wishes are understood, respected, and carried out - even when you’re no longer able to express them yourself. These documents form the foundation of a strong personal and financial plan, giving you clarity and giving your loved ones peace of mind.

What are these documents?

A Will is a legally binding document that outlines how you want your assets to be distributed after your passing. It appoints an Estate Trustee to manage your estate and, if applicable, identifies the guardians you wish to care for your minor children. Your Will reflects your values and priorities, providing clear guidance during a time when your family will need it most.

Powers of Attorney, on the other hand, apply while you are still alive. In Ontario, there are two kinds. A Power of Attorney for Property allows someone you trust to make financial decisions if you become unable to manage them yourself. A Power of Attorney for Personal Care gives a trusted individual the authority to make decisions about your health care, living arrangements, and personal well‑being when you cannot.

Together, these documents cover both the “what happens after” and “what happens if” moments in life.

What do these documents do?

A Will provides clarity and order. Without one, Ontario’s default laws determine how your estate is divided, and those rules may not align with your wishes or the needs of your family. A Will gives you control over who manages your estate, who inherits what, and who will care for your children. It reduces uncertainty, prevents avoidable conflict, and creates a roadmap for your loved ones at an otherwise difficult time.

Powers of Attorney offer protection during your lifetime. If you become ill, injured, or incapable of managing your own affairs, these documents ensure that someone you trust can step in seamlessly. They allow your financial obligations to continue without disruption and ensure your medical care reflects your beliefs and preferences. Without these documents in place, family members may face legal hurdles at a time when timely decisions are crucial.

Why do you need them?

Many people assume these documents are only for older adults or those with significant wealth, but every adult benefits from having a Will and Powers of Attorney. Life is unpredictable, and planning ahead is an act of care - both for yourself and for the people who may need to support you. These documents reduce stress, strengthen family relationships, and help avoid costly and time‑consuming legal processes later on.

They also give you a voice in situations where you may not be able to speak for yourself. Your choices, your values, and your intentions are clearly articulated, providing comfort and guidance to the people who matter most.

How can you get them?

The best way to create a Will and Powers of Attorney is to work with a lawyer. A legal professional can ensure your documents meet Ontario’s requirements and accurately reflect your circumstances. This is especially important if you have children, own property, run a business, or have a blended family. While online kits and templates exist, they may leave out important details or fail to comply with Ontario law, which can lead to confusion or legal challenges later on.

Once you have these documents, it’s important to revisit them periodically. Major life events - such as marriage, divorce, the birth of a child, or buying a home - may change your wishes or your obligations. Keeping your documents up to date ensures they continue to reflect your current reality.

Final thoughts

Wills and Powers of Attorney are more than legal documents. They are tools for protecting the people and values that matter most to you. They help your family navigate difficult moments with confidence and reduce the emotional and financial strain that uncertainty often brings.

At Everyday Law Co., we believe that estate planning should feel approachable, understandable, and empowering. Whether you’re creating these documents for the first time or updating an existing plan, we’re here to guide you every step of the way.

Disclaimer: This content is for informational purposes only and does not constitute legal advice or a solicitor-client relationship. Generally speaking, estate laws are highly specific to individual circumstances, and you should always consult with a qualified professional regarding your unique situation.